Call reports 2019
HERITAGE BANK, NATIONAL ASSOCIATION — 2019
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 428,128,000 | 439,029,000 | 430,996,000 | 403,053,000 |
| Total loans | 333,623,000 | 348,765,000 | 350,657,000 | 315,454,000 |
| Allowance for loan losses | 4,381,000 | 4,442,000 | 4,326,000 | 3,756,000 |
| Securities available for sale | 63,027,000 | 67,789,000 | 53,118,000 | 51,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,084,000 | 381,779,000 | 374,997,000 | 334,322,000 |
| Interest-bearing deposits | 300,310,000 | 312,734,000 | 298,893,000 | 275,614,000 |
| Noninterest-bearing deposits | 71,774,000 | 69,045,000 | 76,104,000 | 58,708,000 |
| Equity capital | 39,698,000 | 40,790,000 | 41,668,000 | 42,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,134,000 | 10,564,000 | 16,077,000 | 21,455,000 |
| Interest expense | 1,039,000 | 2,178,000 | 3,339,000 | 4,543,000 |
| Net interest income | 4,095,000 | 8,386,000 | 12,738,000 | 16,912,000 |
| Noninterest income | 554,000 | 1,159,000 | 2,054,000 | 9,025,000 |
| Noninterest expense | 3,893,000 | 8,101,000 | 11,971,000 | 15,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 756,000 | 1,463,000 | 3,027,000 | 10,235,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 42,000 |
| Net income | 747,000 | 1,445,000 | 3,000,000 | 10,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,953,000 | 39,051,000 | 40,006,000 | 41,298,000 |
| Total capital | 43,143,000 | 43,529,000 | 44,362,000 | 45,077,000 |
| Risk-weighted assets | 334,978,000 | 362,794,000 | 361,290,000 | 313,841,000 |