Call reports 2018
HERITAGE BANK, NATIONAL ASSOCIATION — 2018
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 412,615,000 | 426,532,000 | 418,609,000 | 434,815,000 |
| Total loans | 358,384,000 | 365,855,000 | 355,585,000 | 343,845,000 |
| Allowance for loan losses | 5,459,000 | 4,645,000 | 5,244,000 | 4,674,000 |
| Securities available for sale | 35,023,000 | 36,806,000 | 41,260,000 | 51,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,362,000 | 366,024,000 | 359,181,000 | 380,496,000 |
| Interest-bearing deposits | 268,382,000 | 293,528,000 | 287,807,000 | 297,402,000 |
| Noninterest-bearing deposits | 78,980,000 | 72,496,000 | 71,374,000 | 83,094,000 |
| Equity capital | 38,456,000 | 38,526,000 | 38,472,000 | 37,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,784,000 | 9,760,000 | 14,975,000 | 20,260,000 |
| Interest expense | 493,000 | 1,165,000 | 2,044,000 | 3,023,000 |
| Net interest income | 4,291,000 | 8,595,000 | 12,931,000 | 17,237,000 |
| Noninterest income | 703,000 | 2,042,000 | 2,810,000 | 2,969,000 |
| Noninterest expense | 3,881,000 | 9,343,000 | 13,165,000 | 18,122,000 |
| Provision for loan losses | 500,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 621,000 | 801,000 | 2,084,000 | 1,592,000 |
| Income tax | 9,000 | 15,000 | 24,000 | 29,000 |
| Net income | 612,000 | 786,000 | 2,060,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,005,000 | 39,178,000 | 39,453,000 | 38,206,000 |
| Total capital | 43,493,000 | 43,818,000 | 43,965,000 | 42,571,000 |
| Risk-weighted assets | 358,062,000 | 371,152,000 | 360,221,000 | 348,904,000 |