Call reports 2013
HERITAGE BANK, NATIONAL ASSOCIATION — 2013
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 419,566,000 | 401,196,000 | 401,454,000 | 425,225,000 |
| Total loans | 274,005,000 | 290,631,000 | 298,755,000 | 307,720,000 |
| Allowance for loan losses | 4,624,000 | 4,683,000 | 5,816,000 | 5,091,000 |
| Securities available for sale | 107,159,000 | 77,545,000 | 73,880,000 | 78,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,087,000 | 339,342,000 | 339,092,000 | 365,720,000 |
| Interest-bearing deposits | 282,668,000 | 272,484,000 | 273,525,000 | 276,705,000 |
| Noninterest-bearing deposits | 71,419,000 | 66,858,000 | 65,567,000 | 89,015,000 |
| Equity capital | 46,770,000 | 42,837,000 | 43,228,000 | 41,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,314,000 | 8,662,000 | 13,250,000 | 17,179,000 |
| Interest expense | 486,000 | 941,000 | 1,363,000 | 1,774,000 |
| Net interest income | 3,828,000 | 7,721,000 | 11,887,000 | 15,405,000 |
| Noninterest income | 472,000 | 1,304,000 | 2,007,000 | 2,377,000 |
| Noninterest expense | 3,311,000 | 6,821,000 | 10,211,000 | 13,770,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 989,000 | 2,659,000 | 4,138,000 | 4,467,000 |
| Income tax | 24,000 | 52,000 | 84,000 | 116,000 |
| Net income | 965,000 | 2,607,000 | 4,054,000 | 4,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,578,000 | 42,696,000 | 43,159,000 | 41,971,000 |
| Total capital | 48,363,000 | 46,614,000 | 47,194,000 | 46,146,000 |
| Risk-weighted assets | 301,979,000 | 312,647,000 | 321,004,000 | 332,740,000 |