Call reports 2011
HERITAGE BANK, NATIONAL ASSOCIATION — 2011
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 169,634,000 | 176,473,000 | 337,764,000 | 463,178,000 |
| Total loans | 116,839,000 | 123,847,000 | 234,316,000 | 253,629,000 |
| Allowance for loan losses | 2,469,000 | 2,473,000 | 4,226,000 | 4,360,000 |
| Securities available for sale | 37,620,000 | 38,541,000 | 80,287,000 | 176,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,345,000 | 146,792,000 | 271,203,000 | 380,615,000 |
| Interest-bearing deposits | 108,323,000 | 106,007,000 | 195,955,000 | 303,767,000 |
| Noninterest-bearing deposits | 33,022,000 | 40,785,000 | 75,248,000 | 76,848,000 |
| Equity capital | 17,110,000 | 18,522,000 | 44,142,000 | 44,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,199,000 | 11,773,000 | 16,181,000 |
| Interest expense | 319,000 | 626,000 | 1,797,000 | 2,421,000 |
| Net interest income | 1,761,000 | 3,573,000 | 9,976,000 | 13,760,000 |
| Noninterest income | 357,000 | 805,000 | 2,199,000 | 2,930,000 |
| Noninterest expense | 1,554,000 | 3,070,000 | 8,677,000 | 11,267,000 |
| Provision for loan losses | 0 | 0 | 700,000 | 1,325,000 |
| Pretax income | 564,000 | 1,308,000 | 2,795,000 | 4,096,000 |
| Income tax | 0 | 0 | 31,000 | 32,000 |
| Net income | 564,000 | 1,308,000 | 2,764,000 | 4,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,589,000 | 17,100,000 | 41,389,000 | 41,206,000 |
| Total capital | 18,299,000 | 18,852,000 | 44,477,000 | 44,898,000 |
| Risk-weighted assets | 136,025,000 | 139,426,000 | 249,907,000 | 294,269,000 |