Call reports 2009
HERITAGE BANK, NATIONAL ASSOCIATION — 2009
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 179,539,000 | 182,844,000 | 184,578,000 | 193,172,000 |
| Total loans | 143,585,000 | 145,738,000 | 143,774,000 | 143,211,000 |
| Allowance for loan losses | 2,916,000 | 2,832,000 | 2,673,000 | 2,746,000 |
| Securities available for sale | 26,265,000 | 26,822,000 | 27,966,000 | 30,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,506,000 | 140,466,000 | 150,504,000 | 155,074,000 |
| Interest-bearing deposits | 114,378,000 | 115,870,000 | 117,159,000 | 116,008,000 |
| Noninterest-bearing deposits | 25,128,000 | 24,596,000 | 33,345,000 | 39,066,000 |
| Equity capital | 15,837,000 | 15,423,000 | 16,284,000 | 16,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,485,000 | 5,100,000 | 7,441,000 | 9,746,000 |
| Interest expense | 821,000 | 1,512,000 | 2,123,000 | 2,669,000 |
| Net interest income | 1,664,000 | 3,588,000 | 5,318,000 | 7,077,000 |
| Noninterest income | 231,000 | 508,000 | 768,000 | 1,085,000 |
| Noninterest expense | 1,538,000 | 3,123,000 | 4,588,000 | 6,234,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 357,000 | 975,000 | 1,500,000 | 2,026,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 975,000 | 1,500,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,040,000 | 14,725,000 | 15,266,000 | 15,329,000 |
| Total capital | 16,832,000 | 16,552,000 | 17,106,000 | 17,229,000 |
| Risk-weighted assets | 142,223,000 | 145,218,000 | 146,341,000 | 150,951,000 |