Call reports 2011
NORTHERN STAR BANK — 2011
What NORTHERN STAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,300,000 | 33,908,000 | 32,880,000 | 29,965,000 |
| Total loans | 26,834,000 | 23,645,000 | 22,092,000 | 20,780,000 |
| Allowance for loan losses | 666,000 | 581,000 | 545,000 | 509,000 |
| Securities available for sale | 4,192,000 | 3,103,000 | 2,722,000 | 2,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,770,000 | 30,317,000 | 29,477,000 | 28,239,000 |
| Interest-bearing deposits | 28,193,000 | 26,804,000 | 25,429,000 | 24,111,000 |
| Noninterest-bearing deposits | 3,577,000 | 3,513,000 | 4,048,000 | 4,128,000 |
| Equity capital | 1,640,000 | 1,219,000 | 1,164,000 | 1,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 892,000 | 1,247,000 | 1,616,000 |
| Interest expense | 129,000 | 258,000 | 350,000 | 424,000 |
| Net interest income | 357,000 | 634,000 | 897,000 | 1,192,000 |
| Noninterest income | 47,000 | -48,000 | 51,000 | 126,000 |
| Noninterest expense | 473,000 | 1,026,000 | 1,430,000 | 1,879,000 |
| Provision for loan losses | 261,000 | 336,000 | 347,000 | 358,000 |
| Pretax income | -330,000 | -765,000 | -814,000 | -903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -330,000 | -765,000 | -814,000 | -903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,639,000 | 1,233,000 | 1,184,000 | 1,345,000 |
| Total capital | 2,011,000 | 1,579,000 | 1,501,000 | 1,649,000 |
| Risk-weighted assets | 29,455,000 | 26,800,000 | 25,139,000 | 24,077,000 |