Call reports 2005
SUNWEST BANK — 2005
What SUNWEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 275,501,000 | 295,708,000 | 290,148,000 | 296,854,000 |
| Total loans | 179,835,000 | 170,628,000 | 165,605,000 | 158,336,000 |
| Allowance for loan losses | 2,315,000 | 2,350,000 | 2,350,000 | 2,351,000 |
| Securities available for sale | 68,292,000 | 63,293,000 | 63,382,000 | 66,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,094,000 | 0 | 0 | 0 |
| Total deposits | 235,651,000 | 254,659,000 | 248,882,000 | 255,285,000 |
| Interest-bearing deposits | 112,096,000 | 211,125,000 | 206,420,000 | 211,043,000 |
| Noninterest-bearing deposits | 123,555,000 | 43,534,000 | 42,462,000 | 44,242,000 |
| Equity capital | 31,280,000 | 32,135,000 | 32,236,000 | 32,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,894,000 | 8,056,000 | 12,313,000 | 16,966,000 |
| Interest expense | 264,000 | 527,000 | 820,000 | 1,124,000 |
| Net interest income | 3,630,000 | 7,529,000 | 11,493,000 | 15,842,000 |
| Noninterest income | 76,000 | 256,000 | 413,000 | 677,000 |
| Noninterest expense | 3,109,000 | 6,442,000 | 9,754,000 | 13,219,000 |
| Provision for loan losses | 96,000 | 98,000 | 98,000 | 99,000 |
| Pretax income | 644,000 | 1,426,000 | 2,235,000 | 3,382,000 |
| Income tax | 241,000 | 502,000 | 804,000 | 1,242,000 |
| Net income | 403,000 | 924,000 | 1,431,000 | 2,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,039,000 | 31,565,000 | 32,078,000 | 32,189,000 |
| Total capital | 33,548,000 | 34,095,000 | 34,608,000 | 34,720,000 |
| Risk-weighted assets | 235,845,000 | 227,025,000 | 222,003,000 | 206,048,000 |