Call reports 2004
SUNWEST BANK — 2004
What SUNWEST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 286,456,000 | 303,397,000 | 296,225,000 | 304,768,000 |
| Total loans | 167,811,000 | 185,913,000 | 176,304,000 | 175,188,000 |
| Allowance for loan losses | 2,551,000 | 2,516,000 | 2,280,000 | 2,218,000 |
| Securities available for sale | 98,187,000 | 100,272,000 | 100,993,000 | 97,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,125,000 | 265,047,000 | 254,878,000 | 262,722,000 |
| Interest-bearing deposits | 138,575,000 | 142,374,000 | 137,694,000 | 128,797,000 |
| Noninterest-bearing deposits | 113,550,000 | 122,673,000 | 117,185,000 | 133,925,000 |
| Equity capital | 33,070,000 | 32,065,000 | 33,904,000 | 31,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,843,000 | 7,873,000 | 12,035,000 | 16,217,000 |
| Interest expense | 200,000 | 410,000 | 697,000 | 993,000 |
| Net interest income | 3,643,000 | 7,463,000 | 11,338,000 | 15,224,000 |
| Noninterest income | 287,000 | 539,000 | 743,000 | 938,000 |
| Noninterest expense | 2,845,000 | 5,746,000 | 8,594,000 | 11,644,000 |
| Provision for loan losses | -19,000 | -55,000 | -294,000 | -469,000 |
| Pretax income | 1,112,000 | 2,016,000 | 3,716,000 | 4,735,000 |
| Income tax | 412,000 | 739,000 | 1,394,000 | 1,768,000 |
| Net income | 700,000 | 1,277,000 | 2,322,000 | 2,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,551,000 | 31,829,000 | 32,867,000 | 30,272,000 |
| Total capital | 34,202,000 | 34,602,000 | 35,403,000 | 32,684,000 |
| Risk-weighted assets | 211,931,000 | 242,523,000 | 239,644,000 | 232,263,000 |