Call reports 2002
SUNWEST BANK — 2002
What SUNWEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 264,840,000 | 273,158,000 | 272,814,000 | 273,591,000 |
| Total loans | 141,141,000 | 144,731,000 | 147,207,000 | 153,060,000 |
| Allowance for loan losses | 1,931,000 | 2,035,000 | 2,086,000 | 1,977,000 |
| Securities available for sale | 109,970,000 | 113,966,000 | 109,816,000 | 102,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,395,000 | 243,189,000 | 242,244,000 | 236,063,000 |
| Interest-bearing deposits | 139,593,000 | 144,719,000 | 135,814,000 | 137,241,000 |
| Noninterest-bearing deposits | 95,802,000 | 98,470,000 | 106,430,000 | 98,822,000 |
| Equity capital | 27,129,000 | 27,248,000 | 27,453,000 | 28,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,762,000 | 7,680,000 | 11,812,000 | 16,250,000 |
| Interest expense | 530,000 | 1,028,000 | 1,495,000 | 1,875,000 |
| Net interest income | 3,232,000 | 6,652,000 | 10,317,000 | 14,375,000 |
| Noninterest income | 295,000 | 575,000 | 870,000 | 1,222,000 |
| Noninterest expense | 2,521,000 | 5,025,000 | 7,348,000 | 9,677,000 |
| Provision for loan losses | 189,000 | 408,000 | 476,000 | 499,000 |
| Pretax income | 817,000 | 679,000 | 1,694,000 | 3,757,000 |
| Income tax | 337,000 | 280,000 | 699,000 | 1,555,000 |
| Net income | 480,000 | 399,000 | 995,000 | 2,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,537,000 | 24,874,000 | 25,031,000 | 27,206,000 |
| Total capital | 27,612,000 | 27,065,000 | 27,266,000 | 29,333,000 |
| Risk-weighted assets | 210,290,000 | 206,413,000 | 200,579,000 | 202,444,000 |