Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 151,256,000 | 153,861,000 | 156,092,000 | 152,733,000 |
| Total loans | 117,951,000 | 119,546,000 | 120,273,000 | 120,081,000 |
| Allowance for loan losses | 2,898,000 | 2,924,000 | 2,953,000 | 2,976,000 |
| Securities available for sale | 18,287,000 | 17,845,000 | 18,226,000 | 19,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,870,000 | 133,994,000 | 135,373,000 | 131,326,000 |
| Interest-bearing deposits | 96,821,000 | 97,026,000 | 99,067,000 | 97,554,000 |
| Noninterest-bearing deposits | 35,049,000 | 36,968,000 | 36,306,000 | 33,772,000 |
| Equity capital | 18,027,000 | 18,284,000 | 19,130,000 | 19,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,261,000 | 4,616,000 | 7,034,000 | 9,446,000 |
| Interest expense | 420,000 | 812,000 | 1,210,000 | 1,593,000 |
| Net interest income | 1,841,000 | 3,804,000 | 5,824,000 | 7,853,000 |
| Noninterest income | 123,000 | 249,000 | 385,000 | 541,000 |
| Noninterest expense | 1,225,000 | 2,507,000 | 3,778,000 | 5,059,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 709,000 | 1,486,000 | 2,341,000 | 3,215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 709,000 | 1,486,000 | 2,341,000 | 3,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,111,000 | 20,452,000 | 20,873,000 | 21,252,000 |
| Total capital | 21,609,000 | 21,966,000 | 22,364,000 | 22,781,000 |
| Risk-weighted assets | 118,392,000 | 119,656,000 | 117,736,000 | 120,786,000 |