Call reports 2023
FARMERS STATE BANK — 2023
What FARMERS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 153,983,000 | 144,173,000 | 143,742,000 | 142,009,000 |
| Total loans | 108,955,000 | 112,524,000 | 114,902,000 | 118,720,000 |
| Allowance for loan losses | 2,881,000 | 2,865,000 | 2,750,000 | 2,791,000 |
| Securities available for sale | 22,123,000 | 21,546,000 | 18,914,000 | 19,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,712,000 | 127,552,000 | 127,376,000 | 121,483,000 |
| Interest-bearing deposits | 102,428,000 | 96,321,000 | 94,941,000 | 89,936,000 |
| Noninterest-bearing deposits | 35,284,000 | 31,231,000 | 32,435,000 | 31,547,000 |
| Equity capital | 15,941,000 | 16,116,000 | 15,583,000 | 17,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,788,000 | 5,675,000 | 7,657,000 |
| Interest expense | 95,000 | 212,000 | 382,000 | 625,000 |
| Net interest income | 1,780,000 | 3,576,000 | 5,293,000 | 7,032,000 |
| Noninterest income | 130,000 | 262,000 | 394,000 | 527,000 |
| Noninterest expense | 1,086,000 | 2,219,000 | 3,366,000 | 4,539,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 794,000 | 1,559,000 | 2,231,000 | 2,899,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 794,000 | 1,559,000 | 2,231,000 | 2,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,386,000 | 18,821,000 | 18,833,000 | 19,501,000 |
| Total capital | 19,817,000 | 20,271,000 | 20,270,000 | 20,954,000 |
| Risk-weighted assets | 113,019,000 | 114,550,000 | 113,561,000 | 114,786,000 |