Call reports 2021
FARMERS STATE BANK — 2021
What FARMERS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 146,185,000 | 149,980,000 | 152,180,000 | 153,622,000 |
| Total loans | 103,506,000 | 104,367,000 | 108,248,000 | 101,744,000 |
| Allowance for loan losses | 2,780,000 | 2,811,000 | 2,853,000 | 2,874,000 |
| Securities available for sale | 22,015,000 | 19,893,000 | 19,690,000 | 20,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,262,000 | 132,415,000 | 134,404,000 | 136,018,000 |
| Interest-bearing deposits | 97,208,000 | 99,329,000 | 101,180,000 | 102,701,000 |
| Noninterest-bearing deposits | 32,054,000 | 33,086,000 | 33,224,000 | 33,317,000 |
| Equity capital | 16,519,000 | 16,813,000 | 17,068,000 | 17,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,451,000 | 3,037,000 | 4,656,000 | 6,301,000 |
| Interest expense | 96,000 | 189,000 | 276,000 | 356,000 |
| Net interest income | 1,355,000 | 2,848,000 | 4,380,000 | 5,945,000 |
| Noninterest income | 129,000 | 263,000 | 393,000 | 556,000 |
| Noninterest expense | 1,004,000 | 2,089,000 | 3,189,000 | 4,406,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 120,000 |
| Pretax income | 450,000 | 962,000 | 1,484,000 | 1,975,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 962,000 | 1,484,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,295,000 | 16,543,000 | 16,801,000 | 17,028,000 |
| Total capital | 17,704,000 | 17,890,000 | 18,243,000 | 18,422,000 |
| Risk-weighted assets | 111,401,000 | 106,311,000 | 113,949,000 | 110,110,000 |