Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 123,160,000 | 137,389,000 | 138,485,000 | 140,468,000 |
| Total loans | 92,089,000 | 95,332,000 | 100,270,000 | 97,715,000 |
| Allowance for loan losses | 2,733,000 | 2,743,000 | 2,737,000 | 2,749,000 |
| Securities available for sale | 20,931,000 | 19,624,000 | 22,046,000 | 21,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,299,000 | 116,735,000 | 117,731,000 | 119,792,000 |
| Interest-bearing deposits | 83,851,000 | 88,948,000 | 90,411,000 | 92,849,000 |
| Noninterest-bearing deposits | 19,448,000 | 27,787,000 | 27,320,000 | 26,943,000 |
| Equity capital | 19,565,000 | 20,138,000 | 20,247,000 | 20,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 2,890,000 | 4,388,000 | 5,868,000 |
| Interest expense | 122,000 | 238,000 | 354,000 | 462,000 |
| Net interest income | 1,351,000 | 2,652,000 | 4,034,000 | 5,406,000 |
| Noninterest income | 139,000 | 254,000 | 374,000 | 499,000 |
| Noninterest expense | 1,055,000 | 2,095,000 | 3,158,000 | 4,221,000 |
| Provision for loan losses | 25,000 | 35,000 | 65,000 | 95,000 |
| Pretax income | 412,000 | 791,000 | 1,200,000 | 1,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 791,000 | 1,200,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,345,000 | 19,444,000 | 19,574,000 | 19,697,000 |
| Total capital | 20,589,000 | 20,766,000 | 20,944,000 | 21,053,000 |
| Risk-weighted assets | 98,105,000 | 104,343,000 | 108,233,000 | 107,135,000 |