Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 125,653,000 | 128,894,000 | 124,870,000 | 124,381,000 |
| Total loans | 91,188,000 | 94,907,000 | 94,800,000 | 93,094,000 |
| Allowance for loan losses | 2,598,000 | 2,645,000 | 2,691,000 | 2,710,000 |
| Securities available for sale | 25,564,000 | 26,591,000 | 25,113,000 | 24,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,258,000 | 107,763,000 | 105,261,000 | 104,720,000 |
| Interest-bearing deposits | 87,433,000 | 86,145,000 | 85,480,000 | 85,843,000 |
| Noninterest-bearing deposits | 19,825,000 | 21,618,000 | 19,781,000 | 18,877,000 |
| Equity capital | 18,125,000 | 18,736,000 | 19,115,000 | 19,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 2,936,000 | 4,460,000 | 5,966,000 |
| Interest expense | 119,000 | 246,000 | 376,000 | 503,000 |
| Net interest income | 1,338,000 | 2,690,000 | 4,084,000 | 5,463,000 |
| Noninterest income | 137,000 | 285,000 | 438,000 | 585,000 |
| Noninterest expense | 1,034,000 | 2,086,000 | 3,133,000 | 4,151,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 175,000 |
| Pretax income | 396,000 | 799,000 | 1,258,000 | 1,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 799,000 | 1,258,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,633,000 | 18,786,000 | 18,995,000 | 19,213,000 |
| Total capital | 19,844,000 | 20,039,000 | 20,232,000 | 20,453,000 |
| Risk-weighted assets | 95,545,000 | 98,849,000 | 97,522,000 | 97,756,000 |