Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,833,000 | 119,831,000 | 120,597,000 | 118,920,000 |
| Total loans | 81,587,000 | 83,488,000 | 84,093,000 | 83,576,000 |
| Allowance for loan losses | 2,119,000 | 2,161,000 | 2,203,000 | 2,237,000 |
| Securities available for sale | 28,407,000 | 25,844,000 | 26,009,000 | 26,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,695,000 | 102,524,000 | 103,087,000 | 102,340,000 |
| Interest-bearing deposits | 86,145,000 | 85,691,000 | 86,725,000 | 86,311,000 |
| Noninterest-bearing deposits | 17,550,000 | 16,833,000 | 16,362,000 | 16,029,000 |
| Equity capital | 16,924,000 | 16,965,000 | 17,140,000 | 16,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,552,000 | 3,810,000 | 5,088,000 |
| Interest expense | 89,000 | 177,000 | 266,000 | 353,000 |
| Net interest income | 1,183,000 | 2,375,000 | 3,544,000 | 4,735,000 |
| Noninterest income | 137,000 | 281,000 | 426,000 | 565,000 |
| Noninterest expense | 918,000 | 1,838,000 | 2,746,000 | 3,651,000 |
| Provision for loan losses | 40,000 | 85,000 | 130,000 | 175,000 |
| Pretax income | 375,000 | 765,000 | 1,183,000 | 1,596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 765,000 | 1,183,000 | 1,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,692,000 | 16,837,000 | 17,011,000 | 17,178,000 |
| Total capital | 17,764,000 | 17,937,000 | 18,126,000 | 18,287,000 |
| Risk-weighted assets | 84,738,000 | 86,945,000 | 88,125,000 | 87,615,000 |