Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 116,200,000 | 114,352,000 | 116,841,000 | 120,468,000 |
| Total loans | 79,102,000 | 80,145,000 | 81,151,000 | 82,035,000 |
| Allowance for loan losses | 1,958,000 | 1,991,000 | 2,035,000 | 2,076,000 |
| Securities available for sale | 26,429,000 | 26,872,000 | 27,008,000 | 26,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,738,000 | 98,194,000 | 100,083,000 | 103,679,000 |
| Interest-bearing deposits | 84,318,000 | 82,934,000 | 85,135,000 | 86,518,000 |
| Noninterest-bearing deposits | 15,420,000 | 15,260,000 | 14,948,000 | 17,161,000 |
| Equity capital | 16,260,000 | 15,892,000 | 16,424,000 | 16,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,434,000 | 3,699,000 | 4,977,000 |
| Interest expense | 86,000 | 175,000 | 264,000 | 354,000 |
| Net interest income | 1,121,000 | 2,259,000 | 3,435,000 | 4,623,000 |
| Noninterest income | 141,000 | 333,000 | 479,000 | 620,000 |
| Noninterest expense | 901,000 | 1,840,000 | 2,716,000 | 3,602,000 |
| Provision for loan losses | 38,000 | 69,000 | 114,000 | 142,000 |
| Pretax income | 331,000 | 691,000 | 1,092,000 | 1,507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 691,000 | 1,092,000 | 1,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,038,000 | 16,181,000 | 16,365,000 | 16,563,000 |
| Total capital | 17,056,000 | 17,221,000 | 17,411,000 | 17,632,000 |
| Risk-weighted assets | 80,542,000 | 82,249,000 | 82,693,000 | 84,534,000 |