Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 116,728,000 | 115,464,000 | 115,370,000 | 113,830,000 |
| Total loans | 76,714,000 | 78,361,000 | 78,997,000 | 81,384,000 |
| Allowance for loan losses | 1,456,000 | 1,523,000 | 1,546,000 | 1,649,000 |
| Securities available for sale | 26,483,000 | 26,046,000 | 26,426,000 | 25,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,026,000 | 100,276,000 | 100,327,000 | 98,627,000 |
| Interest-bearing deposits | 88,874,000 | 88,968,000 | 88,721,000 | 87,596,000 |
| Noninterest-bearing deposits | 12,152,000 | 11,308,000 | 11,606,000 | 11,031,000 |
| Equity capital | 15,438,000 | 14,876,000 | 14,689,000 | 14,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,483,000 | 3,744,000 | 5,034,000 |
| Interest expense | 109,000 | 214,000 | 320,000 | 423,000 |
| Net interest income | 1,110,000 | 2,269,000 | 3,424,000 | 4,611,000 |
| Noninterest income | 147,000 | 292,000 | 444,000 | 601,000 |
| Noninterest expense | 896,000 | 1,828,000 | 2,777,000 | 3,658,000 |
| Provision for loan losses | 89,000 | 159,000 | 189,000 | 300,000 |
| Pretax income | 272,000 | 574,000 | 902,000 | 1,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 574,000 | 902,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,812,000 | 14,934,000 | 15,082,000 | 15,434,000 |
| Total capital | 15,853,000 | 15,987,000 | 16,135,000 | 16,501,000 |
| Risk-weighted assets | 82,862,000 | 83,755,000 | 83,769,000 | 84,751,000 |