Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,646,000 | 113,894,000 | 112,321,000 | 115,111,000 |
| Total loans | 75,276,000 | 77,072,000 | 78,917,000 | 77,803,000 |
| Allowance for loan losses | 1,284,000 | 1,395,000 | 1,407,000 | 1,395,000 |
| Securities available for sale | 24,500,000 | 23,098,000 | 24,144,000 | 25,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,403,000 | 98,396,000 | 96,661,000 | 99,248,000 |
| Interest-bearing deposits | 87,707,000 | 86,028,000 | 84,293,000 | 87,277,000 |
| Noninterest-bearing deposits | 12,696,000 | 12,368,000 | 12,368,000 | 11,971,000 |
| Equity capital | 14,934,000 | 15,128,000 | 15,322,000 | 15,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,596,000 | 3,896,000 | 5,166,000 |
| Interest expense | 169,000 | 326,000 | 466,000 | 590,000 |
| Net interest income | 1,136,000 | 2,270,000 | 3,430,000 | 4,576,000 |
| Noninterest income | 157,000 | 312,000 | 465,000 | 661,000 |
| Noninterest expense | 894,000 | 1,796,000 | 2,737,000 | 3,713,000 |
| Provision for loan losses | 120,000 | 270,000 | 355,000 | 435,000 |
| Pretax income | 279,000 | 543,000 | 830,000 | 1,116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 543,000 | 830,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,355,000 | 14,522,000 | 14,613,000 | 14,900,000 |
| Total capital | 15,398,000 | 15,565,000 | 15,665,000 | 15,949,000 |
| Risk-weighted assets | 83,166,000 | 83,087,000 | 83,813,000 | 83,599,000 |