Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,459,000 | 120,005,000 | 119,119,000 | 113,465,000 |
| Total loans | 82,314,000 | 83,301,000 | 82,445,000 | 78,907,000 |
| Allowance for loan losses | 1,060,000 | 1,041,000 | 1,047,000 | 1,167,000 |
| Securities available for sale | 28,381,000 | 26,880,000 | 26,016,000 | 24,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,743,000 | 102,888,000 | 103,458,000 | 98,268,000 |
| Interest-bearing deposits | 92,973,000 | 91,030,000 | 89,360,000 | 87,222,000 |
| Noninterest-bearing deposits | 11,770,000 | 11,858,000 | 14,098,000 | 11,046,000 |
| Equity capital | 15,162,000 | 15,508,000 | 15,144,000 | 14,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,912,000 | 4,242,000 | 5,604,000 |
| Interest expense | 305,000 | 571,000 | 793,000 | 981,000 |
| Net interest income | 1,148,000 | 2,341,000 | 3,449,000 | 4,623,000 |
| Noninterest income | 155,000 | 303,000 | 465,000 | 624,000 |
| Noninterest expense | 879,000 | 1,786,000 | 2,724,000 | 3,601,000 |
| Provision for loan losses | 60,000 | 120,000 | 595,000 | 1,055,000 |
| Pretax income | 364,000 | 738,000 | 595,000 | 591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 738,000 | 595,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,686,000 | 14,814,000 | 14,425,000 | 14,174,000 |
| Total capital | 15,746,000 | 15,855,000 | 15,472,000 | 15,247,000 |
| Risk-weighted assets | 90,792,000 | 90,906,000 | 90,103,000 | 85,746,000 |