Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 122,635,000 | 118,151,000 | 119,346,000 | 118,556,000 |
| Total loans | 83,909,000 | 83,028,000 | 84,778,000 | 85,035,000 |
| Allowance for loan losses | 1,331,000 | 1,320,000 | 1,311,000 | 1,302,000 |
| Securities available for sale | 29,863,000 | 28,787,000 | 26,963,000 | 27,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,118,000 | 103,733,000 | 104,230,000 | 103,491,000 |
| Interest-bearing deposits | 95,155,000 | 91,354,000 | 93,331,000 | 91,622,000 |
| Noninterest-bearing deposits | 12,963,000 | 12,378,000 | 10,899,000 | 11,869,000 |
| Equity capital | 13,610,000 | 13,314,000 | 14,221,000 | 14,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,442,000 | 5,140,000 | 6,823,000 |
| Interest expense | 559,000 | 1,091,000 | 1,592,000 | 2,042,000 |
| Net interest income | 1,147,000 | 2,351,000 | 3,548,000 | 4,781,000 |
| Noninterest income | 166,000 | 325,000 | 485,000 | 649,000 |
| Noninterest expense | 874,000 | 1,803,000 | 2,737,000 | 3,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 449,000 | 884,000 | 1,313,000 | 1,657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 449,000 | 884,000 | 1,313,000 | 1,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,629,000 | 13,814,000 | 13,993,000 | 14,087,000 |
| Total capital | 14,808,000 | 14,967,000 | 15,164,000 | 15,265,000 |
| Risk-weighted assets | 94,153,000 | 92,046,000 | 93,524,000 | 94,091,000 |