Call reports 2008
FARMERS STATE BANK — 2008
What FARMERS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 123,947,000 | 123,279,000 | 120,457,000 | 118,857,000 |
| Total loans | 83,534,000 | 84,838,000 | 83,599,000 | 83,119,000 |
| Allowance for loan losses | 1,505,000 | 1,496,000 | 1,468,000 | 1,338,000 |
| Securities available for sale | 33,077,000 | 31,558,000 | 26,553,000 | 28,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,179,000 | 108,422,000 | 106,642,000 | 104,488,000 |
| Interest-bearing deposits | 96,914,000 | 95,870,000 | 94,905,000 | 92,054,000 |
| Noninterest-bearing deposits | 12,265,000 | 12,552,000 | 11,737,000 | 12,434,000 |
| Equity capital | 13,305,000 | 12,605,000 | 12,622,000 | 13,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,076,000 | 6,007,000 | 7,834,000 |
| Interest expense | 937,000 | 1,743,000 | 2,455,000 | 3,096,000 |
| Net interest income | 1,166,000 | 2,333,000 | 3,552,000 | 4,738,000 |
| Noninterest income | 170,000 | 326,000 | 488,000 | 642,000 |
| Noninterest expense | 861,000 | 1,711,000 | 2,547,000 | 3,443,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 452,000 | 939,000 | 1,485,000 | 1,573,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 939,000 | 1,485,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,209,000 | 13,396,000 | 13,941,000 | 13,430,000 |
| Total capital | 14,409,000 | 14,607,000 | 15,137,000 | 14,599,000 |
| Risk-weighted assets | 95,702,000 | 96,603,000 | 95,445,000 | 93,317,000 |