Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 124,789,000 | 121,784,000 | 121,805,000 | 126,045,000 |
| Total loans | 80,027,000 | 79,040,000 | 78,949,000 | 82,999,000 |
| Allowance for loan losses | 1,432,000 | 1,445,000 | 1,468,000 | 1,481,000 |
| Securities available for sale | 31,618,000 | 32,965,000 | 35,589,000 | 34,304,000 |
| Securities held to maturity | 560,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,239,000 | 108,245,000 | 107,640,000 | 111,388,000 |
| Interest-bearing deposits | 95,821,000 | 96,273,000 | 96,203,000 | 98,264,000 |
| Noninterest-bearing deposits | 14,418,000 | 11,972,000 | 11,437,000 | 13,124,000 |
| Equity capital | 12,177,000 | 12,018,000 | 12,613,000 | 13,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,230,000 | 6,360,000 | 8,497,000 |
| Interest expense | 910,000 | 1,854,000 | 2,808,000 | 3,779,000 |
| Net interest income | 1,178,000 | 2,376,000 | 3,552,000 | 4,718,000 |
| Noninterest income | 158,000 | 304,000 | 452,000 | 615,000 |
| Noninterest expense | 775,000 | 1,567,000 | 2,363,000 | 3,209,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 531,000 | 1,053,000 | 1,551,000 | 2,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 1,053,000 | 1,551,000 | 2,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,480,000 | 12,701,000 | 12,899,000 | 13,057,000 |
| Total capital | 13,582,000 | 13,801,000 | 14,016,000 | 14,240,000 |
| Risk-weighted assets | 87,823,000 | 87,615,000 | 88,979,000 | 94,317,000 |