Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 120,063,000 | 118,873,000 | 120,035,000 | 120,079,000 |
| Total loans | 75,324,000 | 76,437,000 | 78,555,000 | 81,625,000 |
| Allowance for loan losses | 1,309,000 | 1,385,000 | 1,387,000 | 1,413,000 |
| Securities available for sale | 32,000,000 | 31,055,000 | 31,130,000 | 29,827,000 |
| Securities held to maturity | 560,000 | 560,000 | 560,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,877,000 | 106,411,000 | 106,455,000 | 105,765,000 |
| Interest-bearing deposits | 94,126,000 | 93,813,000 | 94,451,000 | 93,952,000 |
| Noninterest-bearing deposits | 12,751,000 | 12,598,000 | 12,004,000 | 11,813,000 |
| Equity capital | 11,185,000 | 10,342,000 | 11,306,000 | 11,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,800,000 | 5,809,000 | 7,906,000 |
| Interest expense | 694,000 | 1,456,000 | 2,285,000 | 3,187,000 |
| Net interest income | 1,138,000 | 2,344,000 | 3,524,000 | 4,719,000 |
| Noninterest income | 144,000 | 279,000 | 416,000 | 550,000 |
| Noninterest expense | 775,000 | 1,601,000 | 2,411,000 | 3,227,000 |
| Provision for loan losses | 90,000 | 90,000 | 100,000 | 130,000 |
| Pretax income | 419,000 | 935,000 | 1,427,000 | 1,903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 419,000 | 935,000 | 1,427,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,764,000 | 11,280,000 | 11,772,000 | 12,248,000 |
| Total capital | 12,817,000 | 12,341,000 | 12,852,000 | 13,356,000 |
| Risk-weighted assets | 83,999,000 | 84,575,000 | 86,104,000 | 88,306,000 |