Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 103,604,000 | 111,119,000 | 116,280,000 | 115,622,000 |
| Total loans | 69,813,000 | 75,806,000 | 76,057,000 | 74,426,000 |
| Allowance for loan losses | 1,117,000 | 1,172,000 | 1,165,000 | 1,217,000 |
| Securities available for sale | 23,159,000 | 24,477,000 | 25,903,000 | 30,026,000 |
| Securities held to maturity | 560,000 | 560,000 | 560,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,073,000 | 96,920,000 | 103,616,000 | 102,708,000 |
| Interest-bearing deposits | 78,711,000 | 83,946,000 | 88,735,000 | 91,856,000 |
| Noninterest-bearing deposits | 12,362,000 | 12,974,000 | 14,881,000 | 10,852,000 |
| Equity capital | 9,863,000 | 10,432,000 | 10,746,000 | 10,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 3,088,000 | 4,823,000 | 6,645,000 |
| Interest expense | 461,000 | 977,000 | 1,566,000 | 2,222,000 |
| Net interest income | 1,009,000 | 2,111,000 | 3,257,000 | 4,423,000 |
| Noninterest income | 153,000 | 278,000 | 403,000 | 534,000 |
| Noninterest expense | 721,000 | 1,456,000 | 2,203,000 | 2,992,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 351,000 | 753,000 | 1,187,000 | 1,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 753,000 | 1,187,000 | 1,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,091,000 | 10,494,000 | 10,928,000 | 11,344,000 |
| Total capital | 11,049,000 | 11,526,000 | 11,973,000 | 12,378,000 |
| Risk-weighted assets | 76,515,000 | 82,385,000 | 83,484,000 | 82,518,000 |