Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 101,654,000 | 99,405,000 | 97,690,000 | 99,524,000 |
| Total loans | 65,656,000 | 65,825,000 | 68,099,000 | 68,789,000 |
| Allowance for loan losses | 810,000 | 918,000 | 1,024,000 | 1,035,000 |
| Securities available for sale | 23,259,000 | 23,714,000 | 23,842,000 | 22,637,000 |
| Securities held to maturity | 610,000 | 610,000 | 610,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,431,000 | 81,497,000 | 82,480,000 | 86,047,000 |
| Interest-bearing deposits | 71,518,000 | 71,000,000 | 71,402,000 | 74,009,000 |
| Noninterest-bearing deposits | 11,913,000 | 10,497,000 | 11,078,000 | 12,038,000 |
| Equity capital | 10,914,000 | 10,546,000 | 10,547,000 | 10,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,854,000 | 4,303,000 | 5,812,000 |
| Interest expense | 442,000 | 886,000 | 1,331,000 | 1,786,000 |
| Net interest income | 965,000 | 1,968,000 | 2,972,000 | 4,026,000 |
| Noninterest income | 158,000 | 280,000 | 410,000 | 542,000 |
| Noninterest expense | 668,000 | 1,338,000 | 2,017,000 | 2,754,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 335,000 | 670,000 | 1,005,000 | 1,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 335,000 | 670,000 | 1,005,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,362,000 | 10,697,000 | 10,282,000 | 10,611,000 |
| Total capital | 11,172,000 | 11,598,000 | 11,201,000 | 11,545,000 |
| Risk-weighted assets | 71,897,000 | 72,095,000 | 73,402,000 | 74,632,000 |