Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 101,371,000 | 99,940,000 | 95,621,000 | 98,603,000 |
| Total loans | 68,092,000 | 68,297,000 | 65,214,000 | 65,337,000 |
| Allowance for loan losses | 1,180,000 | 1,221,000 | 832,000 | 747,000 |
| Securities available for sale | 21,121,000 | 22,378,000 | 21,442,000 | 21,211,000 |
| Securities held to maturity | 660,000 | 660,000 | 660,000 | 610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,915,000 | 82,609,000 | 80,121,000 | 82,780,000 |
| Interest-bearing deposits | 73,027,000 | 72,928,000 | 70,288,000 | 69,986,000 |
| Noninterest-bearing deposits | 9,888,000 | 9,681,000 | 9,833,000 | 12,794,000 |
| Equity capital | 11,179,000 | 11,089,000 | 11,104,000 | 11,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,122,000 | 4,617,000 | 6,032,000 |
| Interest expense | 584,000 | 1,130,000 | 1,627,000 | 2,078,000 |
| Net interest income | 1,020,000 | 1,992,000 | 2,990,000 | 3,954,000 |
| Noninterest income | 131,000 | 227,000 | 334,000 | 465,000 |
| Noninterest expense | 619,000 | 1,244,000 | 1,886,000 | 2,619,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 445,000 | 798,000 | 1,184,000 | 1,456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 798,000 | 1,184,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,577,000 | 10,329,000 | 10,715,000 | 10,987,000 |
| Total capital | 11,504,000 | 11,248,000 | 11,547,000 | 11,734,000 |
| Risk-weighted assets | 73,884,000 | 73,190,000 | 70,397,000 | 71,148,000 |