Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,125,000 | 100,196,000 | 99,357,000 | 99,619,000 |
| Total loans | 70,447,000 | 72,913,000 | 72,198,000 | 70,906,000 |
| Allowance for loan losses | 1,056,000 | 1,142,000 | 1,171,000 | 1,134,000 |
| Securities available for sale | 16,227,000 | 19,834,000 | 19,438,000 | 21,368,000 |
| Securities held to maturity | 705,000 | 705,000 | 705,000 | 660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,121,000 | 81,413,000 | 79,939,000 | 79,870,000 |
| Interest-bearing deposits | 71,506,000 | 72,345,000 | 71,295,000 | 71,540,000 |
| Noninterest-bearing deposits | 9,615,000 | 9,068,000 | 8,644,000 | 8,330,000 |
| Equity capital | 9,580,000 | 10,381,000 | 11,151,000 | 11,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,760,000 | 3,514,000 | 5,294,000 | 6,990,000 |
| Interest expense | 742,000 | 1,428,000 | 2,095,000 | 2,735,000 |
| Net interest income | 1,018,000 | 2,086,000 | 3,199,000 | 4,255,000 |
| Noninterest income | 149,000 | 277,000 | 392,000 | 498,000 |
| Noninterest expense | 599,000 | 1,207,000 | 1,822,000 | 2,578,000 |
| Provision for loan losses | 75,000 | 160,000 | 250,000 | 340,000 |
| Pretax income | 493,000 | 996,000 | 1,519,000 | 1,835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 493,000 | 996,000 | 1,519,000 | 1,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,389,000 | 9,892,000 | 10,415,000 | 10,731,000 |
| Total capital | 10,303,000 | 10,833,000 | 11,351,000 | 11,667,000 |
| Risk-weighted assets | 73,011,000 | 75,074,000 | 74,630,000 | 74,646,000 |