Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 99,866,000 | 99,787,000 | 100,696,000 | 99,663,000 |
| Total loans | 73,199,000 | 74,005,000 | 72,035,000 | 71,251,000 |
| Allowance for loan losses | 1,003,000 | 1,068,000 | 1,113,000 | 1,019,000 |
| Securities available for sale | 15,349,000 | 13,941,000 | 15,755,000 | 16,903,000 |
| Securities held to maturity | 750,000 | 750,000 | 750,000 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,031,000 | 78,395,000 | 79,340,000 | 79,156,000 |
| Interest-bearing deposits | 70,507,000 | 70,575,000 | 71,416,000 | 70,552,000 |
| Noninterest-bearing deposits | 8,524,000 | 7,820,000 | 7,924,000 | 8,604,000 |
| Equity capital | 9,471,000 | 9,988,000 | 10,027,000 | 10,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,127,000 | 4,214,000 | 6,269,000 | 8,197,000 |
| Interest expense | 1,104,000 | 2,170,000 | 3,185,000 | 4,099,000 |
| Net interest income | 1,023,000 | 2,044,000 | 3,084,000 | 4,098,000 |
| Noninterest income | 168,000 | 303,000 | 430,000 | 554,000 |
| Noninterest expense | 588,000 | 1,177,000 | 1,778,000 | 2,500,000 |
| Provision for loan losses | 75,000 | 150,000 | 216,000 | 276,000 |
| Pretax income | 528,000 | 1,020,000 | 1,520,000 | 1,876,000 |
| Income tax | 240,000 | 240,000 | 240,000 | 240,000 |
| Net income | 288,000 | 780,000 | 1,280,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,148,000 | 9,640,000 | 9,540,000 | 9,896,000 |
| Total capital | 10,059,000 | 10,562,000 | 10,461,000 | 10,821,000 |
| Risk-weighted assets | 72,790,000 | 73,604,000 | 73,528,000 | 73,917,000 |