Call reports 2006
FLAG BANK — 2006
What FLAG BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 1,750,151,000 | 1,774,789,000 | 1,756,782,000 |
| Total loans | 1,275,379,000 | 1,282,110,000 | 1,275,730,000 |
| Allowance for loan losses | 17,360,000 | 17,337,000 | 17,237,000 |
| Securities available for sale | 267,132,000 | 296,843,000 | 290,204,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,377,524,000 | 1,368,770,000 | 1,364,110,000 |
| Interest-bearing deposits | 1,148,667,000 | 1,151,512,000 | 1,153,956,000 |
| Noninterest-bearing deposits | 228,857,000 | 217,258,000 | 210,154,000 |
| Equity capital | 224,572,000 | 228,575,000 | 236,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 28,147,000 | 58,819,000 | 90,242,000 |
| Interest expense | 11,157,000 | 23,533,000 | 37,568,000 |
| Net interest income | 16,990,000 | 35,286,000 | 52,674,000 |
| Noninterest income | 3,330,000 | 6,365,000 | 9,162,000 |
| Noninterest expense | 10,556,000 | 21,721,000 | 33,423,000 |
| Provision for loan losses | 465,000 | 550,000 | 550,000 |
| Pretax income | 9,299,000 | 19,380,000 | 27,863,000 |
| Income tax | 3,304,000 | 6,883,000 | 9,946,000 |
| Net income | 5,995,000 | 12,497,000 | 17,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 123,249,000 | 129,877,000 | 135,420,000 |
| Total capital | 139,747,000 | 146,427,000 | 152,610,000 |
| Risk-weighted assets | 1,319,877,000 | 1,323,221,000 | 1,375,231,000 |