Call reports 2005
FLAG BANK — 2005
What FLAG BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 826,208,000 | 854,299,000 | 910,648,000 | 1,682,859,000 |
| Total loans | 625,100,000 | 659,325,000 | 713,757,000 | 1,235,499,000 |
| Allowance for loan losses | 8,862,000 | 8,915,000 | 9,511,000 | 16,779,000 |
| Securities available for sale | 97,933,000 | 110,746,000 | 99,819,000 | 228,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,399,000 | 742,489,000 | 792,730,000 | 1,300,293,000 |
| Interest-bearing deposits | 659,523,000 | 684,098,000 | 727,798,000 | 1,112,435,000 |
| Noninterest-bearing deposits | 54,876,000 | 58,391,000 | 64,932,000 | 187,858,000 |
| Equity capital | 80,070,000 | 80,168,000 | 84,134,000 | 219,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,642,000 | 26,590,000 | 42,400,000 | 62,753,000 |
| Interest expense | 3,968,000 | 8,548,000 | 14,014,000 | 22,118,000 |
| Net interest income | 8,674,000 | 18,042,000 | 28,386,000 | 40,635,000 |
| Noninterest income | 2,447,000 | 5,031,000 | 8,037,000 | 10,507,000 |
| Noninterest expense | 7,994,000 | 16,317,000 | 25,066,000 | 33,934,000 |
| Provision for loan losses | 375,000 | 375,000 | 750,000 | 750,000 |
| Pretax income | 2,875,000 | 6,511,000 | 10,737,000 | 15,394,000 |
| Income tax | 932,000 | 2,126,000 | 3,526,000 | 5,082,000 |
| Net income | 1,943,000 | 4,385,000 | 7,211,000 | 10,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,677,000 | 62,563,000 | 66,466,000 | 117,211,000 |
| Total capital | 70,502,000 | 70,922,000 | 75,559,000 | 133,369,000 |
| Risk-weighted assets | 624,956,000 | 668,054,000 | 727,025,000 | 1,291,818,000 |
Machine access — free, no API key
Every figure shown here about FLAG BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.