Call reports 2009
FIRST SECURITY BANK, INC. — 2009
What FIRST SECURITY BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 179,830,000 | 189,126,000 | 202,211,000 | 217,597,000 |
| Total loans | 136,217,000 | 148,265,000 | 154,407,000 | 161,350,000 |
| Allowance for loan losses | 1,665,000 | 1,707,000 | 1,771,000 | 1,928,000 |
| Securities available for sale | 25,883,000 | 28,098,000 | 28,397,000 | 27,175,000 |
| Securities held to maturity | 3,133,000 | 2,811,000 | 2,811,000 | 2,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,512,000 | 133,843,000 | 143,297,000 | 163,253,000 |
| Interest-bearing deposits | 108,234,000 | 115,735,000 | 129,294,000 | 129,475,000 |
| Noninterest-bearing deposits | 15,278,000 | 18,108,000 | 14,003,000 | 33,778,000 |
| Equity capital | 15,065,000 | 15,065,000 | 15,865,000 | 15,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,537,000 | 7,105,000 | 9,809,000 |
| Interest expense | 984,000 | 1,993,000 | 3,029,000 | 4,059,000 |
| Net interest income | 1,183,000 | 2,544,000 | 4,076,000 | 5,750,000 |
| Noninterest income | 77,000 | 198,000 | 401,000 | 599,000 |
| Noninterest expense | 949,000 | 2,131,000 | 3,283,000 | 4,432,000 |
| Provision for loan losses | 83,000 | 165,000 | 248,000 | 403,000 |
| Pretax income | 228,000 | 572,000 | 1,072,000 | 1,640,000 |
| Income tax | 45,000 | 138,000 | 275,000 | 455,000 |
| Net income | 183,000 | 434,000 | 797,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,387,000 | 14,637,000 | 15,001,000 | 15,128,000 |
| Total capital | 16,052,000 | 16,344,000 | 16,772,000 | 17,056,000 |
| Risk-weighted assets | 136,994,000 | 142,774,000 | 150,918,000 | 157,098,000 |