Call reports 2008
FIRST SECURITY BANK, INC. — 2008
What FIRST SECURITY BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 144,396,000 | 146,152,000 | 151,102,000 | 171,617,000 |
| Total loans | 103,418,000 | 110,013,000 | 116,973,000 | 127,516,000 |
| Allowance for loan losses | 1,592,000 | 1,625,000 | 1,585,000 | 1,623,000 |
| Securities available for sale | 29,050,000 | 27,628,000 | 23,885,000 | 26,194,000 |
| Securities held to maturity | 3,528,000 | 3,526,000 | 3,525,000 | 3,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,578,000 | 92,679,000 | 96,661,000 | 120,588,000 |
| Interest-bearing deposits | 80,878,000 | 80,695,000 | 83,962,000 | 101,416,000 |
| Noninterest-bearing deposits | 13,700,000 | 11,984,000 | 12,699,000 | 19,172,000 |
| Equity capital | 14,045,000 | 13,765,000 | 14,158,000 | 14,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,152,000 | 4,234,000 | 6,338,000 | 8,563,000 |
| Interest expense | 1,162,000 | 2,178,000 | 3,162,000 | 4,149,000 |
| Net interest income | 990,000 | 2,056,000 | 3,176,000 | 4,414,000 |
| Noninterest income | 72,000 | 176,000 | 267,000 | 288,000 |
| Noninterest expense | 749,000 | 1,513,000 | 2,416,000 | 3,441,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 283,000 | 659,000 | 964,000 | 1,141,000 |
| Income tax | 74,000 | 177,000 | 256,000 | 290,000 |
| Net income | 209,000 | 482,000 | 708,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,519,000 | 13,792,000 | 14,018,000 | 14,190,000 |
| Total capital | 14,870,000 | 15,196,000 | 15,509,000 | 15,813,000 |
| Risk-weighted assets | 107,814,000 | 112,806,000 | 119,188,000 | 130,281,000 |