Call reports 2007
FIRST SECURITY BANK, INC. — 2007
What FIRST SECURITY BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 144,929,000 | 137,736,000 | 138,478,000 | 141,582,000 |
| Total loans | 95,040,000 | 96,727,000 | 99,515,000 | 107,302,000 |
| Allowance for loan losses | 1,475,000 | 1,509,000 | 1,543,000 | 1,570,000 |
| Securities available for sale | 33,567,000 | 30,886,000 | 29,452,000 | 26,575,000 |
| Securities held to maturity | 3,636,000 | 3,534,000 | 3,532,000 | 3,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,129,000 | 102,268,000 | 98,199,000 | 93,022,000 |
| Interest-bearing deposits | 99,388,000 | 91,737,000 | 86,916,000 | 82,095,000 |
| Noninterest-bearing deposits | 8,741,000 | 10,531,000 | 11,283,000 | 10,927,000 |
| Equity capital | 9,382,000 | 9,305,000 | 9,827,000 | 13,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,312,000 | 4,573,000 | 6,847,000 | 9,068,000 |
| Interest expense | 1,360,000 | 2,656,000 | 3,903,000 | 5,094,000 |
| Net interest income | 952,000 | 1,917,000 | 2,944,000 | 3,974,000 |
| Noninterest income | 112,000 | 281,000 | 368,000 | 448,000 |
| Noninterest expense | 700,000 | 1,390,000 | 2,102,000 | 2,864,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 342,000 | 756,000 | 1,128,000 | 1,447,000 |
| Income tax | 96,000 | 218,000 | 326,000 | 416,000 |
| Net income | 246,000 | 538,000 | 802,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,675,000 | 9,816,000 | 10,080,000 | 13,310,000 |
| Total capital | 10,863,000 | 11,071,000 | 11,350,000 | 14,674,000 |
| Risk-weighted assets | 95,647,000 | 100,138,000 | 101,363,000 | 109,105,000 |