Call reports 2005
FIRST SECURITY BANK, INC. — 2005
What FIRST SECURITY BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 121,460,000 | 122,575,000 | 125,903,000 | 136,135,000 |
| Total loans | 79,200,000 | 83,078,000 | 80,719,000 | 88,346,000 |
| Allowance for loan losses | 1,306,000 | 1,374,000 | 1,393,000 | 1,425,000 |
| Securities available for sale | 33,376,000 | 31,798,000 | 36,125,000 | 38,096,000 |
| Securities held to maturity | 2,536,000 | 3,002,000 | 3,650,000 | 3,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,831,000 | 79,578,000 | 85,018,000 | 94,763,000 |
| Interest-bearing deposits | 76,087,000 | 71,995,000 | 77,634,000 | 85,939,000 |
| Noninterest-bearing deposits | 7,744,000 | 7,583,000 | 7,384,000 | 8,824,000 |
| Equity capital | 8,149,000 | 8,561,000 | 8,732,000 | 8,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,115,000 | 4,805,000 | 6,634,000 |
| Interest expense | 572,000 | 1,215,000 | 1,983,000 | 2,888,000 |
| Net interest income | 958,000 | 1,900,000 | 2,822,000 | 3,746,000 |
| Noninterest income | 82,000 | 224,000 | 296,000 | 393,000 |
| Noninterest expense | 649,000 | 1,288,000 | 1,927,000 | 2,594,000 |
| Provision for loan losses | 45,000 | 135,000 | 170,000 | 190,000 |
| Pretax income | 346,000 | 704,000 | 1,033,000 | 1,367,000 |
| Income tax | 110,000 | 223,000 | 320,000 | 414,000 |
| Net income | 236,000 | 481,000 | 713,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,542,000 | 8,758,000 | 8,961,000 | 9,422,000 |
| Total capital | 9,570,000 | 9,829,000 | 10,042,000 | 10,593,000 |
| Risk-weighted assets | 82,891,000 | 86,150,000 | 86,211,000 | 93,434,000 |