Call reports 2004
FIRST SECURITY BANK, INC. — 2004
What FIRST SECURITY BANK, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 103,551,000 | 110,664,000 | 113,079,000 | 116,859,000 |
| Total loans | 73,902,000 | 75,047,000 | 77,324,000 | 80,490,000 |
| Allowance for loan losses | 1,110,000 | 1,227,000 | 1,274,000 | 1,360,000 |
| Securities available for sale | 23,992,000 | 27,373,000 | 28,429,000 | 30,382,000 |
| Securities held to maturity | 2,016,000 | 2,350,000 | 2,348,000 | 2,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,422,000 | 79,870,000 | 80,209,000 | 79,833,000 |
| Interest-bearing deposits | 69,309,000 | 70,272,000 | 72,121,000 | 72,496,000 |
| Noninterest-bearing deposits | 7,113,000 | 9,598,000 | 8,088,000 | 7,337,000 |
| Equity capital | 7,820,000 | 7,609,000 | 8,138,000 | 8,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,522,000 | 3,894,000 | 5,315,000 |
| Interest expense | 396,000 | 809,000 | 1,254,000 | 1,737,000 |
| Net interest income | 829,000 | 1,713,000 | 2,640,000 | 3,578,000 |
| Noninterest income | 77,000 | 172,000 | 255,000 | 359,000 |
| Noninterest expense | 625,000 | 1,255,000 | 1,933,000 | 2,519,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 185,000 |
| Pretax income | 264,000 | 583,000 | 907,000 | 1,270,000 |
| Income tax | 84,000 | 186,000 | 289,000 | 405,000 |
| Net income | 180,000 | 397,000 | 618,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,699,000 | 7,917,000 | 8,113,000 | 8,333,000 |
| Total capital | 8,631,000 | 8,882,000 | 9,104,000 | 9,368,000 |
| Risk-weighted assets | 74,318,000 | 76,989,000 | 78,986,000 | 82,651,000 |