Call reports 2003
FIRST SECURITY BANK, INC. — 2003
What FIRST SECURITY BANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 87,295,000 | 89,675,000 | 92,057,000 | 99,224,000 |
| Total loans | 70,242,000 | 69,616,000 | 69,134,000 | 71,391,000 |
| Allowance for loan losses | 1,071,000 | 1,470,000 | 1,092,000 | 1,100,000 |
| Securities available for sale | 12,364,000 | 14,200,000 | 17,296,000 | 22,176,000 |
| Securities held to maturity | 0 | 348,000 | 1,238,000 | 1,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,886,000 | 65,137,000 | 66,146,000 | 68,035,000 |
| Interest-bearing deposits | 60,997,000 | 59,868,000 | 60,719,000 | 62,095,000 |
| Noninterest-bearing deposits | 6,889,000 | 5,269,000 | 5,427,000 | 5,940,000 |
| Equity capital | 6,966,000 | 7,186,000 | 7,302,000 | 7,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,338,000 | 3,509,000 | 4,738,000 |
| Interest expense | 460,000 | 879,000 | 1,290,000 | 1,698,000 |
| Net interest income | 734,000 | 1,459,000 | 2,219,000 | 3,040,000 |
| Noninterest income | 107,000 | 234,000 | 365,000 | 457,000 |
| Noninterest expense | 673,000 | 1,253,000 | 1,845,000 | 2,473,000 |
| Provision for loan losses | 130,000 | 540,000 | 570,000 | 620,000 |
| Pretax income | 159,000 | 38,000 | 307,000 | 542,000 |
| Income tax | 54,000 | 14,000 | 102,000 | 178,000 |
| Net income | 105,000 | 24,000 | 205,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,799,000 | 6,944,000 | 7,227,000 | 7,370,000 |
| Total capital | 7,644,000 | 7,806,000 | 8,088,000 | 8,279,000 |
| Risk-weighted assets | 67,360,000 | 68,407,000 | 68,655,000 | 72,558,000 |