Call reports 2022
OZONA BANK — 2022
What OZONA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 361,153,000 | 348,412,000 | 350,830,000 | 343,458,000 |
| Total loans | 104,780,000 | 108,726,000 | 128,041,000 | 131,828,000 |
| Allowance for loan losses | 1,882,000 | 1,887,000 | 1,887,000 | 1,884,000 |
| Securities available for sale | 131,923,000 | 138,301,000 | 135,395,000 | 140,266,000 |
| Securities held to maturity | 29,361,000 | 28,910,000 | 27,471,000 | 27,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,490,000 | 329,941,000 | 333,175,000 | 326,361,000 |
| Interest-bearing deposits | 186,552,000 | 181,364,000 | 177,379,000 | 175,438,000 |
| Noninterest-bearing deposits | 147,937,000 | 148,577,000 | 155,796,000 | 150,923,000 |
| Equity capital | 25,593,000 | 17,062,000 | 16,234,000 | 15,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,147,000 | 8,092,000 | 11,482,000 |
| Interest expense | 50,000 | 100,000 | 147,000 | 230,000 |
| Net interest income | 2,510,000 | 5,047,000 | 7,945,000 | 11,252,000 |
| Noninterest income | 410,000 | 827,000 | 1,318,000 | 1,781,000 |
| Noninterest expense | 2,118,000 | 4,375,000 | 6,754,000 | 9,427,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 790,000 | 1,487,000 | 2,496,000 | 3,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 790,000 | 1,487,000 | 2,496,000 | 3,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,142,000 | 34,839,000 | 35,848,000 | 36,552,000 |
| Total capital | 35,873,000 | 36,710,000 | 37,768,000 | 38,470,000 |
| Risk-weighted assets | 138,323,000 | 149,605,000 | 167,707,000 | 175,481,000 |
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