Call reports 2021
OZONA BANK — 2021
What OZONA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 324,296,000 | 330,855,000 | 344,068,000 | 353,425,000 |
| Total loans | 111,446,000 | 106,302,000 | 102,752,000 | 104,925,000 |
| Allowance for loan losses | 2,220,000 | 2,218,000 | 2,219,000 | 1,868,000 |
| Securities available for sale | 75,962,000 | 96,139,000 | 113,216,000 | 138,020,000 |
| Securities held to maturity | 32,490,000 | 32,214,000 | 31,699,000 | 31,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,185,000 | 297,711,000 | 310,013,000 | 319,819,000 |
| Interest-bearing deposits | 158,608,000 | 160,853,000 | 167,680,000 | 178,339,000 |
| Noninterest-bearing deposits | 133,577,000 | 136,859,000 | 142,334,000 | 141,481,000 |
| Equity capital | 31,129,000 | 32,094,000 | 32,949,000 | 32,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,098,000 | 6,139,000 | 8,343,000 |
| Interest expense | 56,000 | 108,000 | 157,000 | 208,000 |
| Net interest income | 2,032,000 | 3,990,000 | 5,982,000 | 8,135,000 |
| Noninterest income | 369,000 | 779,000 | 1,225,000 | 1,651,000 |
| Noninterest expense | 2,176,000 | 4,237,000 | 6,275,000 | 8,627,000 |
| Provision for loan losses | -36,000 | -36,000 | -178,000 | -528,000 |
| Pretax income | 261,000 | 635,000 | 1,177,000 | 1,754,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 635,000 | 1,177,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,858,000 | 32,232,000 | 32,773,000 | 33,352,000 |
| Total capital | 33,359,000 | 33,648,000 | 34,216,000 | 35,065,000 |
| Risk-weighted assets | 119,352,000 | 112,473,000 | 114,598,000 | 136,819,000 |