Call reports 2018
OZONA BANK — 2018
What OZONA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 255,485,000 | 252,176,000 | 258,255,000 | 255,317,000 |
| Total loans | 165,999,000 | 165,284,000 | 159,427,000 | 154,172,000 |
| Allowance for loan losses | 2,013,000 | 2,017,000 | 1,928,000 | 1,987,000 |
| Securities available for sale | 24,722,000 | 25,630,000 | 33,402,000 | 32,468,000 |
| Securities held to maturity | 18,944,000 | 22,652,000 | 23,294,000 | 23,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,268,000 | 224,433,000 | 229,950,000 | 226,569,000 |
| Interest-bearing deposits | 138,011,000 | 135,769,000 | 134,454,000 | 134,885,000 |
| Noninterest-bearing deposits | 90,257,000 | 88,664,000 | 95,496,000 | 91,685,000 |
| Equity capital | 26,287,000 | 26,688,000 | 27,142,000 | 27,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,427,000 | 8,267,000 | 11,204,000 |
| Interest expense | 37,000 | 76,000 | 139,000 | 217,000 |
| Net interest income | 2,631,000 | 5,351,000 | 8,128,000 | 10,987,000 |
| Noninterest income | 443,000 | 926,000 | 1,373,000 | 3,198,000 |
| Noninterest expense | 2,386,000 | 4,695,000 | 7,052,000 | 9,382,000 |
| Provision for loan losses | 3,000 | 3,000 | 310,000 | 414,000 |
| Pretax income | 772,000 | 1,666,000 | 2,225,000 | 4,475,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 772,000 | 1,666,000 | 2,225,000 | 4,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,553,000 | 26,968,000 | 27,527,000 | 27,836,000 |
| Total capital | 28,600,000 | 29,018,000 | 29,489,000 | 29,814,000 |
| Risk-weighted assets | 165,585,000 | 168,113,000 | 164,935,000 | 158,218,000 |