Call reports 2017
OZONA BANK — 2017
What OZONA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 245,359,000 | 250,229,000 | 253,383,000 | 247,604,000 |
| Total loans | 158,957,000 | 166,651,000 | 163,029,000 | 167,838,000 |
| Allowance for loan losses | 1,856,000 | 1,986,000 | 1,992,000 | 2,029,000 |
| Securities available for sale | 32,097,000 | 30,001,000 | 28,922,000 | 26,772,000 |
| Securities held to maturity | 18,201,000 | 18,709,000 | 19,008,000 | 18,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,505,000 | 224,769,000 | 227,082,000 | 220,691,000 |
| Interest-bearing deposits | 137,271,000 | 137,046,000 | 140,845,000 | 135,017,000 |
| Noninterest-bearing deposits | 83,233,000 | 87,723,000 | 86,236,000 | 85,674,000 |
| Equity capital | 23,866,000 | 24,321,000 | 25,010,000 | 25,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,472,000 | 5,091,000 | 7,781,000 | 10,465,000 |
| Interest expense | 38,000 | 76,000 | 116,000 | 155,000 |
| Net interest income | 2,434,000 | 5,015,000 | 7,665,000 | 10,310,000 |
| Noninterest income | 451,000 | 900,000 | 1,353,000 | 1,799,000 |
| Noninterest expense | 2,462,000 | 4,859,000 | 7,255,000 | 9,450,000 |
| Provision for loan losses | 150,000 | 377,000 | 377,000 | 413,000 |
| Pretax income | 273,000 | 679,000 | 1,386,000 | 2,245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 679,000 | 1,386,000 | 2,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,808,000 | 24,214,000 | 24,921,000 | 25,781,000 |
| Total capital | 25,698,000 | 26,234,000 | 26,946,000 | 27,843,000 |
| Risk-weighted assets | 163,567,000 | 169,222,000 | 165,667,000 | 167,304,000 |