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Call reports 2006

OZONA BANK — 2006

What OZONA BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/813393a0-1c72-4b5b-8278-2b9e77af1d93/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets158,130,000154,585,000148,708,000157,229,000
Total loans68,746,00064,582,00064,479,00069,322,000
Allowance for loan losses847,000837,000788,000974,000
Securities available for sale58,052,00056,636,00056,887,00052,775,000
Securities held to maturity9,028,00010,043,00010,380,00010,760,000
Trading assets0000
Total deposits138,323,000134,538,000127,690,000136,866,000
Interest-bearing deposits97,613,00090,941,00086,455,00093,751,000
Noninterest-bearing deposits40,710,00043,597,00041,235,00043,115,000
Equity capital18,769,00019,155,00019,915,00019,454,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income2,109,0004,290,0006,442,0008,656,000
Interest expense420,000886,0001,374,0001,900,000
Net interest income1,689,0003,404,0005,068,0006,756,000
Noninterest income426,0001,007,0001,452,0001,832,000
Noninterest expense1,403,0002,898,0004,307,0005,995,000
Provision for loan losses000180,000
Pretax income712,0001,513,0002,213,0002,413,000
Income tax222,000470,000675,000714,000
Net income490,0001,043,0001,538,0001,699,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital19,273,00019,826,00020,321,00019,682,000
Total capital20,120,00020,663,00021,109,00020,656,000
Risk-weighted assets84,966,00081,148,00079,562,00086,607,000

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