Call reports 2025
COMMUNITY FIRST BANK OF THE HEARTLAND — 2025
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 269,917,000 | 259,723,000 | 257,819,000 | 265,417,000 |
| Total loans | 214,078,000 | 200,719,000 | 200,519,000 | 203,349,000 |
| Allowance for loan losses | 2,259,000 | 2,288,000 | 2,313,000 | 2,228,000 |
| Securities available for sale | 29,261,000 | 27,968,000 | 30,966,000 | 36,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,549,000 | 232,538,000 | 226,706,000 | 236,694,000 |
| Interest-bearing deposits | 167,025,000 | 166,550,000 | 163,289,000 | 172,055,000 |
| Noninterest-bearing deposits | 66,524,000 | 65,988,000 | 63,417,000 | 64,639,000 |
| Equity capital | 25,484,000 | 26,248,000 | 27,686,000 | 28,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,927,000 | 7,751,000 | 11,509,000 | 15,339,000 |
| Interest expense | 1,250,000 | 2,313,000 | 3,329,000 | 4,334,000 |
| Net interest income | 2,677,000 | 5,438,000 | 8,180,000 | 11,005,000 |
| Noninterest income | 555,000 | 1,018,000 | 1,545,000 | 2,094,000 |
| Noninterest expense | 1,805,000 | 3,563,000 | 5,382,000 | 7,210,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 320,000 |
| Pretax income | 1,395,000 | 2,821,000 | 4,239,000 | 5,551,000 |
| Income tax | 12,000 | 19,000 | 31,000 | 42,000 |
| Net income | 1,383,000 | 2,802,000 | 4,208,000 | 5,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,838,000 | 25,657,000 | 26,463,000 | 26,764,000 |
| Total capital | 27,099,000 | 27,947,000 | 28,778,000 | 28,996,000 |
| Risk-weighted assets | 218,457,000 | 205,412,000 | 206,231,000 | 211,297,000 |