Call reports 2024
COMMUNITY FIRST BANK OF THE HEARTLAND — 2024
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 265,834,000 | 253,844,000 | 258,753,000 | 269,334,000 |
| Total loans | 200,678,000 | 197,198,000 | 201,714,000 | 216,370,000 |
| Allowance for loan losses | 2,292,000 | 2,282,000 | 2,249,000 | 2,248,000 |
| Securities available for sale | 34,604,000 | 34,256,000 | 34,315,000 | 29,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,216,000 | 223,866,000 | 220,408,000 | 226,496,000 |
| Interest-bearing deposits | 162,426,000 | 157,135,000 | 157,195,000 | 165,499,000 |
| Noninterest-bearing deposits | 67,790,000 | 66,731,000 | 63,213,000 | 60,997,000 |
| Equity capital | 24,040,000 | 24,517,000 | 25,750,000 | 26,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,565,000 | 7,175,000 | 10,825,000 | 14,698,000 |
| Interest expense | 1,089,000 | 2,212,000 | 3,359,000 | 4,595,000 |
| Net interest income | 2,476,000 | 4,963,000 | 7,466,000 | 10,103,000 |
| Noninterest income | 606,000 | 1,107,000 | 1,657,000 | 2,257,000 |
| Noninterest expense | 1,695,000 | 3,444,000 | 5,233,000 | 7,071,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,338,000 | 2,571,000 | 3,842,000 | 5,120,000 |
| Income tax | 9,000 | 20,000 | 33,000 | 45,000 |
| Net income | 1,329,000 | 2,551,000 | 3,809,000 | 5,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,633,000 | 24,230,000 | 24,888,000 | 25,555,000 |
| Total capital | 25,930,000 | 26,514,000 | 27,139,000 | 27,805,000 |
| Risk-weighted assets | 206,896,000 | 202,114,000 | 206,798,000 | 220,810,000 |