Call reports 2023
COMMUNITY FIRST BANK OF THE HEARTLAND — 2023
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 251,726,000 | 255,700,000 | 252,063,000 | 261,953,000 |
| Total loans | 188,515,000 | 187,998,000 | 188,793,000 | 201,058,000 |
| Allowance for loan losses | 2,127,000 | 2,149,000 | 2,198,000 | 2,245,000 |
| Securities available for sale | 36,487,000 | 33,828,000 | 33,337,000 | 36,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,308,000 | 231,785,000 | 227,719,000 | 236,236,000 |
| Interest-bearing deposits | 157,583,000 | 158,667,000 | 160,482,000 | 164,450,000 |
| Noninterest-bearing deposits | 70,725,000 | 73,118,000 | 67,237,000 | 71,786,000 |
| Equity capital | 22,697,000 | 23,111,000 | 23,383,000 | 25,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,829,000 | 5,800,000 | 8,999,000 | 12,410,000 |
| Interest expense | 408,000 | 935,000 | 1,644,000 | 2,540,000 |
| Net interest income | 2,421,000 | 4,865,000 | 7,355,000 | 9,870,000 |
| Noninterest income | 452,000 | 935,000 | 1,384,000 | 1,958,000 |
| Noninterest expense | 1,601,000 | 3,237,000 | 4,944,000 | 6,750,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 1,231,000 | 2,471,000 | 3,661,000 | 4,905,000 |
| Income tax | 9,000 | 21,000 | 33,000 | 45,000 |
| Net income | 1,222,000 | 2,450,000 | 3,628,000 | 4,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,742,000 | 23,370,000 | 23,948,000 | 24,480,000 |
| Total capital | 24,882,000 | 25,525,000 | 26,152,000 | 26,731,000 |
| Risk-weighted assets | 193,069,000 | 192,372,000 | 198,414,000 | 205,645,000 |