Call reports 2022
COMMUNITY FIRST BANK OF THE HEARTLAND — 2022
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 262,126,000 | 252,306,000 | 247,228,000 | 250,000,000 |
| Total loans | 179,789,000 | 177,610,000 | 181,331,000 | 189,770,000 |
| Allowance for loan losses | 2,073,000 | 2,089,000 | 2,048,000 | 2,072,000 |
| Securities available for sale | 30,769,000 | 34,690,000 | 37,428,000 | 38,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,574,000 | 229,588,000 | 224,611,000 | 224,269,000 |
| Interest-bearing deposits | 147,390,000 | 149,342,000 | 148,202,000 | 152,183,000 |
| Noninterest-bearing deposits | 86,184,000 | 80,246,000 | 76,409,000 | 72,086,000 |
| Equity capital | 22,956,000 | 22,067,000 | 21,927,000 | 22,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,241,000 | 6,663,000 | 9,371,000 |
| Interest expense | 67,000 | 155,000 | 266,000 | 492,000 |
| Net interest income | 1,959,000 | 4,086,000 | 6,397,000 | 8,879,000 |
| Noninterest income | 720,000 | 1,290,000 | 1,642,000 | 2,037,000 |
| Noninterest expense | 1,500,000 | 3,002,000 | 4,615,000 | 6,389,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 1,156,000 | 2,314,000 | 3,344,000 | 4,426,000 |
| Income tax | 24,000 | 36,000 | 48,000 | 60,000 |
| Net income | 1,132,000 | 2,278,000 | 3,296,000 | 4,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,686,000 | 22,282,000 | 22,699,000 | 23,170,000 |
| Total capital | 23,759,000 | 24,371,000 | 24,747,000 | 25,242,000 |
| Risk-weighted assets | 183,743,000 | 181,392,000 | 184,148,000 | 193,388,000 |