Call reports 2021
COMMUNITY FIRST BANK OF THE HEARTLAND — 2021
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 261,995,000 | 241,830,000 | 242,649,000 | 256,167,000 |
| Total loans | 190,198,000 | 177,255,000 | 173,292,000 | 171,237,000 |
| Allowance for loan losses | 2,083,000 | 2,080,000 | 2,080,000 | 2,052,000 |
| Securities available for sale | 18,560,000 | 18,195,000 | 18,805,000 | 19,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,406,000 | 206,730,000 | 207,229,000 | 226,298,000 |
| Interest-bearing deposits | 151,789,000 | 133,026,000 | 133,135,000 | 143,996,000 |
| Noninterest-bearing deposits | 75,617,000 | 73,704,000 | 74,094,000 | 82,302,000 |
| Equity capital | 24,146,000 | 25,181,000 | 25,896,000 | 24,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,171,000 | 4,360,000 | 6,372,000 | 8,384,000 |
| Interest expense | 127,000 | 229,000 | 316,000 | 390,000 |
| Net interest income | 2,044,000 | 4,131,000 | 6,056,000 | 7,994,000 |
| Noninterest income | 830,000 | 1,573,000 | 2,498,000 | 3,216,000 |
| Noninterest expense | 1,535,000 | 2,910,000 | 4,490,000 | 6,241,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,354,000 | 2,831,000 | 4,101,000 | 5,014,000 |
| Income tax | 22,000 | 33,000 | 45,000 | 56,000 |
| Net income | 1,332,000 | 2,798,000 | 4,056,000 | 4,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,658,000 | 22,574,000 | 23,282,000 | 21,704,000 |
| Total capital | 23,718,000 | 24,633,000 | 25,357,000 | 23,756,000 |
| Risk-weighted assets | 164,802,000 | 164,712,000 | 166,074,000 | 171,028,000 |