Call reports 2020
COMMUNITY FIRST BANK OF THE HEARTLAND — 2020
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 204,990,000 | 251,279,000 | 251,314,000 | 250,558,000 |
| Total loans | 170,978,000 | 203,628,000 | 209,759,000 | 195,064,000 |
| Allowance for loan losses | 1,743,000 | 1,900,000 | 1,952,000 | 1,999,000 |
| Securities available for sale | 15,201,000 | 19,902,000 | 19,100,000 | 17,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,561,000 | 217,835,000 | 217,421,000 | 216,715,000 |
| Interest-bearing deposits | 126,874,000 | 156,595,000 | 154,004,000 | 148,062,000 |
| Noninterest-bearing deposits | 47,687,000 | 61,240,000 | 63,417,000 | 68,653,000 |
| Equity capital | 21,395,000 | 22,891,000 | 23,516,000 | 24,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,393,000 | 4,791,000 | 7,128,000 | 9,367,000 |
| Interest expense | 358,000 | 638,000 | 848,000 | 1,019,000 |
| Net interest income | 2,035,000 | 4,153,000 | 6,280,000 | 8,348,000 |
| Noninterest income | 419,000 | 1,058,000 | 1,727,000 | 2,681,000 |
| Noninterest expense | 1,563,000 | 3,120,000 | 4,690,000 | 6,455,000 |
| Provision for loan losses | 70,000 | 248,000 | 327,000 | 503,000 |
| Pretax income | 820,000 | 1,842,000 | 2,987,000 | 4,073,000 |
| Income tax | 16,000 | 27,000 | 37,000 | 48,000 |
| Net income | 804,000 | 1,815,000 | 2,950,000 | 4,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,830,000 | 20,366,000 | 20,951,000 | 21,476,000 |
| Total capital | 21,573,000 | 22,266,000 | 22,903,000 | 23,475,000 |
| Risk-weighted assets | 166,713,000 | 172,879,000 | 173,823,000 | 174,462,000 |