Call reports 2019
COMMUNITY FIRST BANK OF THE HEARTLAND — 2019
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 200,726,000 | 200,247,000 | 203,408,000 | 198,377,000 |
| Total loans | 165,318,000 | 166,954,000 | 165,401,000 | 165,285,000 |
| Allowance for loan losses | 1,671,000 | 1,726,000 | 1,726,000 | 1,702,000 |
| Securities available for sale | 14,810,000 | 16,043,000 | 16,658,000 | 15,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,716,000 | 178,019,000 | 181,728,000 | 177,754,000 |
| Interest-bearing deposits | 137,898,000 | 134,181,000 | 136,957,000 | 132,616,000 |
| Noninterest-bearing deposits | 43,818,000 | 43,838,000 | 44,771,000 | 45,138,000 |
| Equity capital | 18,321,000 | 19,085,000 | 19,620,000 | 19,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,377,000 | 4,836,000 | 7,304,000 | 9,824,000 |
| Interest expense | 368,000 | 776,000 | 1,218,000 | 1,649,000 |
| Net interest income | 2,009,000 | 4,060,000 | 6,086,000 | 8,175,000 |
| Noninterest income | 467,000 | 918,000 | 1,366,000 | 1,919,000 |
| Noninterest expense | 1,386,000 | 2,816,000 | 4,273,000 | 5,967,000 |
| Provision for loan losses | 88,000 | 154,000 | 220,000 | 611,000 |
| Pretax income | 1,002,000 | 2,047,000 | 2,998,000 | 3,555,000 |
| Income tax | 15,000 | 25,000 | 37,000 | 47,000 |
| Net income | 987,000 | 2,022,000 | 2,961,000 | 3,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,470,000 | 17,056,000 | 17,469,000 | 17,526,000 |
| Total capital | 18,142,000 | 18,783,000 | 19,198,000 | 19,232,000 |
| Risk-weighted assets | 162,702,000 | 166,614,000 | 163,982,000 | 165,654,000 |