Call reports 2018
COMMUNITY FIRST BANK OF THE HEARTLAND — 2018
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 183,164,000 | 186,484,000 | 188,767,000 | 192,607,000 |
| Total loans | 141,630,000 | 149,083,000 | 156,472,000 | 160,875,000 |
| Allowance for loan losses | 1,363,000 | 1,370,000 | 1,354,000 | 1,562,000 |
| Securities available for sale | 16,251,000 | 16,429,000 | 15,469,000 | 14,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,790,000 | 169,550,000 | 170,139,000 | 172,806,000 |
| Interest-bearing deposits | 118,188,000 | 125,859,000 | 126,625,000 | 128,510,000 |
| Noninterest-bearing deposits | 48,602,000 | 43,691,000 | 43,514,000 | 44,296,000 |
| Equity capital | 15,992,000 | 16,417,000 | 16,764,000 | 16,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,996,000 | 4,080,000 | 6,280,000 | 8,566,000 |
| Interest expense | 233,000 | 498,000 | 789,000 | 1,101,000 |
| Net interest income | 1,763,000 | 3,582,000 | 5,491,000 | 7,465,000 |
| Noninterest income | 386,000 | 796,000 | 1,198,000 | 1,626,000 |
| Noninterest expense | 1,411,000 | 2,775,000 | 4,181,000 | 5,817,000 |
| Provision for loan losses | 0 | 0 | 0 | 215,000 |
| Pretax income | 738,000 | 1,603,000 | 2,511,000 | 3,062,000 |
| Income tax | 6,000 | 17,000 | 27,000 | 38,000 |
| Net income | 732,000 | 1,586,000 | 2,484,000 | 3,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,287,000 | 14,717,000 | 15,166,000 | 15,159,000 |
| Total capital | 15,654,000 | 16,093,000 | 16,522,000 | 16,721,000 |
| Risk-weighted assets | 139,802,000 | 146,559,000 | 154,054,000 | 158,361,000 |