Call reports 2017
COMMUNITY FIRST BANK OF THE HEARTLAND — 2017
What COMMUNITY FIRST BANK OF THE HEARTLAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,962,000 | 173,234,000 | 174,513,000 | 174,349,000 |
| Total loans | 132,212,000 | 134,910,000 | 137,219,000 | 140,395,000 |
| Allowance for loan losses | 1,674,000 | 1,642,000 | 1,629,000 | 1,358,000 |
| Securities available for sale | 19,513,000 | 19,029,000 | 16,778,000 | 16,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,890,000 | 156,467,000 | 153,458,000 | 157,145,000 |
| Interest-bearing deposits | 110,545,000 | 104,376,000 | 111,945,000 | 113,307,000 |
| Noninterest-bearing deposits | 46,345,000 | 52,091,000 | 41,513,000 | 43,838,000 |
| Equity capital | 15,714,000 | 16,343,000 | 16,693,000 | 15,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,637,000 | 5,565,000 | 7,497,000 |
| Interest expense | 120,000 | 240,000 | 375,000 | 513,000 |
| Net interest income | 1,677,000 | 3,397,000 | 5,190,000 | 6,984,000 |
| Noninterest income | 461,000 | 864,000 | 1,290,000 | 1,794,000 |
| Noninterest expense | 1,325,000 | 2,641,000 | 4,045,000 | 5,692,000 |
| Provision for loan losses | 0 | 0 | 0 | 225,000 |
| Pretax income | 813,000 | 1,617,000 | 2,432,000 | 2,863,000 |
| Income tax | -6,000 | 9,000 | 24,000 | 19,000 |
| Net income | 819,000 | 1,608,000 | 2,408,000 | 2,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,937,000 | 14,286,000 | 14,646,000 | 14,031,000 |
| Total capital | 15,569,000 | 15,928,000 | 16,276,000 | 15,391,000 |
| Risk-weighted assets | 130,594,000 | 132,504,000 | 134,863,000 | 138,204,000 |